HomesVic applications opened on Monday 19 February 2018 and the scheme is available to up to 400 households.
More than 160 homes have now been purchased and others are progressing to realise their dream of home ownership. However, there are still places available for applicants who qualify for the scheme.
To be eligible to apply you must:
be an Australian citizen or have permanent-resident status
have been residing in Victoria for the past 2 years
be aged 18 years or older
be a 'natural person' (that is, not an organisation, company, trust, or other body)
be a first home buyer. You qualify as a first home buyer if you or your spouse do not currently own or previously owned all or part of a residential property
be buying the property as your principal place of residence
have a deposit of at least 5% made up of genuine savings. Genuine savings means savings that you have accumulated over time. They can include shares and managed funds, if the original investment was made with genuine savings
earn no more than $77,325 for sole person households per year, or $97,945 for multiple person households
not have other loans or debts that add up to more than $10,000. If you have a HELP debt, that does not count towards the $10,000 limit. This debt limit includes the credit card limit on any credit card/s in your name, not the amount owing
not be related to, or associated with, the vendor of the property being purchased
buy a property that meets the requirements for property type and location. See the list of eligible property types and locations under How to apply
For more information and to see if you may be eligiable visit the website.
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